Pacific Life was founded in 1868 and offers a wide range of term and permanent products, including term life, universal life and indexed universal life insurance. A fiscally sound company with an A1 rating from Moody’s and an AA- … Power’s annual US Life Insurance Study, although the company recently saw a drop in overall customer satisfaction. Pacific Life also scores consistently well on J.D. Pacific Life Insurance Overview. 7 That’s down from an incredible 808 in 2017, which put Pacific in the top three that year. Mutual insurance companies often distribute profits to policyholders by way of dividends or reduced premiums. It is a trusted company. It has earned high financial strength ratings and was named one of the Ethisphere Institute’s 2019 World’s Most Ethical Companies ®. 1 Minute Review. The company is based in Newport Beach, California, and offers consumers a wide variety of life insurance products, investment products, retirement planning services, and annuities, among others. All life insurance companies will cater to a certain niche within the industry so it’s really important you consider what each company has to offer. Pacific Life offers annuities and mutual funds in addition to life insurance, but it is no jack-of-all-trades financial services company. In fact, we think so highly of Pacific Life that it makes our honorable mention list in our top 10 best life insurance companies article. Pacific Life Insurance Review & Complaints: Life Insurance Pacific Life Insurance is a financial company offering a wide range of products including life insurance and annuities. Let’s take a look at Pacific Life and their life insurance options in more detail now – so you can decide whether it’s a suitable insurer for your needs. Term Life. Founded in 1868, Pacific Life offers a variety of life insurance products. Its specialism in life insurance is demonstrated by the long list of options on offer. If you are a smoker, you should look very closely at Pacific Life! Pacific Life is one of the best and most affordable life insurance companies for smokers. A free inside look at company reviews and salaries posted anonymously by employees. 355 Pacific Life reviews. Pacific Life Insurance Company, formerly known as Pacific Mutual Life Insurance Company, was founded in 1868. Pacific Life brings over 149 years of experience to you with its excellent products and services. Pacific Life Insurance, founded in 1868, is one of the oldest insurance companies in the country. Pacific Life was founded in 1868 and has brilliant A+ ratings from recognized insurer rating boards, such as A.M. Best and BBB. Product Availability. Smokers and Pacific Life. 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